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Macomb County MI Real estate

Macomb County MI real estate blog

A helpful timeline for those wanting to take advantage of the First Time Home Buyers tax credit

June 29th, 2009 · No Comments · first time home buyers, macomb county mi real estate market, Up to $8000 1st time home buyers tax credit

First time home buyers: Important dates to keep if
you are purchasing a home this year.

August 1st: Start your pre-approval process with your mortgage
lender and begin to gather the documents that you will need (pay stubs,
past 2 years tax returns, last 90 days of bank statements, cancelled checks
showing rental payment history if applicable)

September 1st: Have your buyers agent picked out.  Yes, it is always
wise to have a buyers agent looking out for your best interest.   ( In Michigan
the sellers have their own agent.  Protect yourself.)

October 15th:  Have your new home picked out and your purchase offer
accepted by the sellers.

November 30th: The most important date! To qualify for the 1st
time home buyers tax credit you must complete the purchase of your home
on or before November 30th. Don’t count on the government to issue an
extension.  (Remember, we all lost the down payment assistance programs
on a specific date.  They were not given an extension!)

If you’d like to get a feel for the homes that are on the market
currently in Macomb County MI please click here.

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