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So many people in Michigan, and in Macomb County, are at their wits ends trying to save their homes from foreclosure. They desperately seek solutions to their ever climbing ARM mortgages, or perhaps are having trouble keeping up with their mortgage payments because of a job loss.

I’ve heard of so many sad situations over the last 2 years, and finally heard a bit of good news – a brightness to the gray clouds that has made me feel hope for those who do want to save their homes and continue to raise their families in them.

A friend of mine, Rebecca Thomas, called me last week to tell me about the new role she will be taking on as a certified loss mitigator. I know, we’ve all heard the ads before and seen the news articles about loss mitigators.

Rebecca Thomas is different. She is a licensed attorney in the state of Michigan, and her practice for years was in bankruptcy law. She became frustrated with her inability to save people from losing their homes because of the changing bankruptcy laws, and felt her expertise would better lend itself to becoming a loss mitigator.

What does a loss mitigator do? They negotiate with your mortgage lender to find a solution to your economic situation and help you to hang on to your home without the prospect of bankruptcy, or a short sale on your credit report, or a deficiency judgement.

Because Rebecca practiced bankruptcy law for many years she knows the legalities and ramifications upon a homeowner losing their homes to foreclosure and has the knowledge and dialogue necessary to negotiate terms with your mortgage lender that is acceptable to all of you.

If you or anyone you know is having problems keeping up with your mortgage payment and needs someone with knowledge to negotiate on your behalf please don’t hesitate to contact Rebecca. I have personally known Rebecca and her family for 11 years and can attest to her honesty and integrity.

Contact information for Rebecca Thomas – Certified Loss Mitigation Consultant:

(800) 642-5010 Toll free line (Rebecca tells me that there is an approximately 2 minute recorded intro on this line, you may skip it by pressing the # key)

Website – http://helpfightingforeclosure.com

Email Rebecca - rthomas@helpfightingforeclosure.com

~Kris Wales~